Online Guide
SEPM Guide
Discover our Guide for Social and Environmental Performance Management
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Resources
Vidéo
Outcomes Management & the Voices of Customers in Financial Inclusion: The Experience of Alterfin with Voices That Count.
In the frame of the Sustainable Outcomes Management Project led by Cerise+SPTF, this webinar was dedicated to share the innovative experience of Alterfin, with the assistance of Voices That Count, using SenseMaker, a narrative-based method to collect outcome data starting from customer's stories.
Guide/Manual
Toolkit on Data Collection Methods for Outcomes Measurement and Management
This toolkit is aimed at guiding stakeholders in selecting, using and sometimes combining the most appropriate data collection methods to measure customer outcomes from using financial services.
Guide/Manual
How to read SPI Online social dashboards?
The document presents some key tips on how to read the various social dashboards that can be downloaded at the end of an audit on SPI Online.
Guide/Manual
ÂżCĂłmo leer los tableros de control sociales SPI Online?
El documento ofrece algunos consejos clave sobre cĂłmo leer los distintos tableros de control sociales que se pueden descargar al finalizar una auditorĂa SPI Online.
Guide/Manual
Bringing the Theory of Change into the Business Strategy for Value Creation
This report explores how investors can transform theories of change and outcomes management into actionable toolsâfostering collaboration with financial institutions of all types and cultivating a culture where outcomes data drives decision-making.
Vidéo
Tarification des prĂȘts - DiffĂ©rence entre taux fixe et taux dĂ©gressif
Cette vidĂ©o de 2 minutes en français explique la diffĂ©rence entre les mĂ©thodes de calcul de taux fixe (ou "constant") et dĂ©gressif. Elle montre en quoi la mĂ©thode du taux fixe, c'est-Ă -dire un taux calculĂ© sur le montant initial du prĂȘt pendant toute la durĂ©e du prĂȘt, est injuste pour les clients.
Vidéo
Tarificación de préstamos - Diferencia entre interés fijo y sobre saldo decreciente
Este vĂdeo de 2 minutos en español explica la diferencia entre los mĂ©todos de cĂĄlculo de interĂ©s sobre saldo fijo y decreciente. Muestra cĂłmo el mĂ©todo del interĂ©s fijo, es decir, un interĂ©s calculado sobre el monto inicial del prĂ©stamo para toda la duraciĂłn del mismo, es injusto para los clientes. ÂĄCompruĂ©belo ahora!
Publications
Flat Versus Declining Balance Interest Rates What is the Difference
This article explains the concept of interest, the different methods used to calculate it and some industry standards for disclosure. It focuses particularly on the difference between interest calculated on a declining balance and a "flat" interest rate calculation.
Vidéo
Loan pricing - Flat vs. declining balance
This 2-minutes video explains the difference between the flat and the declining balance calculation methods. It shows how appyling a flat methodology is unfair to clients. Check it out now!
Case studies & Field examples
E-MFP resources on Green Inclusive Finance
The European Microfinance Platform (e-MFP) is the leading network of European organisations and individuals active in the financial inclusion sector in developing countries. On this page you will find a wealth of resources on green inclusive finance developed by e-MFP.
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