Resource Center - SPI Online

SEPM Guide

SEPM Guide Online

Discover our Guide for Social and Environmental Performance Management

Full Guide Online

Download SEPM Guide

Our Guide is available for download in Spanish, French, and specific versions

SEPM Guides to download

Resources

580 entries were found.

Vidéo

Tarification des prêts - Différence entre taux fixe et taux dégressif

Cette vidéo de 2 minutes en français explique la différence entre les méthodes de calcul de taux fixe (ou "constant") et dégressif. Elle montre en quoi la méthode du taux fixe, c'est-à-dire un taux calculé sur le montant initial du prêt pendant toute la durée du prêt, est injuste pour les clients.

Vidéo

Tarificación de préstamos - Diferencia entre interés fijo y sobre saldo decreciente

Este vídeo de 2 minutos en español explica la diferencia entre los métodos de cálculo de interés sobre saldo fijo y decreciente. Muestra cómo el método del interés fijo, es decir, un interés calculado sobre el monto inicial del préstamo para toda la duración del mismo, es injusto para los clientes. ¡Compruébelo ahora!

Publications

Flat Versus Declining Balance Interest Rates What is the Difference

This article explains the concept of interest, the different methods used to calculate it and some industry standards for disclosure. It focuses particularly on the difference between interest calculated on a declining balance and a "flat" interest rate calculation.

Download (612.1 KiB)

Vidéo

Loan pricing - Flat vs. declining balance

This 2-minutes video explains the difference between the flat and the declining balance calculation methods. It shows how appyling a flat methodology is unfair to clients. Check it out now!

Case studies & Field examples

E-MFP resources on Green Inclusive Finance

The European Microfinance Platform (e-MFP) is the leading network of European organisations and individuals active in the financial inclusion sector in developing countries. On this page you will find a wealth of resources on green inclusive finance developed by e-MFP.

Guide/Manual

Comment lire les tableaux de bord sociaux de SPI Online ?

Ce document présente quelques conseils clés sur la manière de lire les différents tableaux de bord sociaux qui peuvent être téléchargés à la fin d'un audit SPI Online.

Download (1.5 MiB)

Guide/Manual

DFS Standards English Assessment Guide

This guide tells assessors how to score each of the indicators and details in the DFS Standards Evaluation Tool. Specifically, this guide provides a) the rationale for the indicator/detail; b) the criteria to follow when determining the score of yes/partially/no/not applicable; c) which sources to consult to understand the level of performance of the financial service provider.

Download (3.4 MiB)

Learning Series Vidéo

CP Pathway Webinar #7

Implementing Client Protection in Insurance Practices

Guidelines

MetODD-SDG, a curated list of indicators to measure achievement of the SDGs

Covering 73 Targets and 16 Sustainable Development Goals (SDGs), for which economic players are relevant, MetODD-SDG enables organizations to identify indicators to measure the achievement of their social objectives by linking them to the SDG Targets.

Guide/Manual Tools & Templates

Mapping the Client Protection Standards to SPI5 codes to navigate the SEPM Guide

This multilingual Excel tool facilitates navigation between Client Protection (CP) Standards and the USSEPM framework, ensuring a seamless user experience. While the CP Standards are fully integrated within USSEPM, they follow a different coding system. This resource provides a comprehensive mapping between CP codes and SPI5 codes, enabling users to efficiently reference the SEPM Guide when conducting CP Commit or CP Full audits.

Download (70.4 KiB)