Online Guide
SEPM Guide
Discover our Guide for Social and Environmental Performance Management
Discover
Resources
Case studies & Field examples
La construction dâune culture institutionnelle autour dâun code de dĂ©ontologie Ă Compartamos
Case describing system of training and staff mentoring that seek to ensure alignment and adherence to code of ethics among Compartamos staff even in the face of rapid growth.
Tools & Templates
CP4 Companion
Tool to support calculation and analysis of key ratios to evaluate Responsible Pricing indicators.
Guidelines
Microfinance TRAPS The Microfinance Transparent Pricing Supervision Handbook
This handbook is a culmination of the learnings and knowledge that came out of from the African Microfinance Pricing Transparency Leadership Forums that were organized in Nairobi, Kenya in 2011 and 2013. While this resource was developed essentially to provide African policy makers with policy recommendations on pricing transparency issues, it can certainly be used by a wide range of industry stakeholders. The first chapter of this handbook describes various complications of interest, while chapter two details other elements that add to and affect the true price of a loan. Chapter three explains price caps providing information on some of the theoretical approaches to price caps and the impact of price caps on product offering. While the first three chapters of the handbook review the effects of many pricing design options on the true price of a loan, chapter four, the last chapter of the handbook, examines how a true price should be disclosed.
Guidelines
Components of Responsible Pricing
Graphic showing the key components over which an FSP has control and which determine its pricing.
Guidelines
Questions to Consider When Setting Desired Profitability Ratios and Ranges
This document offers a list questions for reflection to assist organizations with setting policies and targets around profits.
Case studies & Field examples
Equitas Micro Finance Sets Profit Policies and Aligns Management and Investor Expectation
This brief case provides an example of how Equitas has set policies regarding profits and their use and discloses these to investors at the beginning of their relationship.
Guidelines
Aligning Social and Financial Expectations
This table offers a set of questions that can be used to guide exploration of an investor's alignment with the FSP's social goals. It looks at timeframe and exit expectations, social outcomes and profit expectations.
Guidelines
Smart Microinsurance-An Overview for Microfinance Institutions on Incorporating Client Protection Practices into Microinsurance
âSmart Microinsuranceâ is designed specifically for microfinance institutions (MFIs) that serve as intermediaries, offering microinsurance products provided by
Case studies & Field examples
Tameer Bank Creates a Client Complaints Mechanism
Describes how Tameer Bank set up its Customer Service Unit to respond to client questions and complaints during a deliquency crisis.
Case studies & Field examples
Advertise Questions and Complaints
Example of a poster made by Attawfiq Micro-Finance (Morocco) to inform clients about how to make their complaints.